Sounds too good to be true! There really is a website that you can use to solicit funds for yourself to use for your needs. The website is called GoFundMe.com. Create your website with your plea for cash, send the link to friends and family and solicit moola from the public. You do not need to be a non-profit to use this site. The money is collected through debit and credit cards and the site keeps 5% of the donations.
There are about 19 different categories to choose from and setup is fast and simple. If you want to help someone else, you can donate to their cause as well.
Ta ta for now...save money (or give it away!)